Treasury Director Job Description UAE 2025
A Treasury Director in UAE earns between AED 420,000 and AED 780,000 per year. The role manages cash, liquidity, funding, and financial risk for a bank or large corporate. ACA, ACCA, or ACT (Association of Corporate Treasurers) qualification is required, along with 15 to 20 years of treasury management experience.
Treasury Director in UAE — Key Facts
The Treasury Director role in UAE operates under employment contracts governed by Federal Decree-Law No. 33 of 2021. The Ministry of Human Resources and Emiratisation (MoHRE) regulates all mainland employment. ADGM, DIFC, and free zone employees are subject to their respective authority employment regulations. Salaries stated are benchmarked to the UAE market as of April 2025.
All employment contracts in the UAE must comply with Federal Decree-Law No. 33 of 2021. Treasury Director roles in mainland UAE require Ministry of Human Resources and Emiratisation (MoHRE) approved contracts. End-of-service gratuity is calculated at 21 days per year of service for the first 5 years and 30 days per year thereafter.
Frequently Asked Questions
What does a Treasury Director earn in UAE?
A Treasury Director in UAE earns AED 420,000–780,000 per year. Roles in Abu Dhabi government-linked organisations and large multinational corporations pay at the upper end. Free zone and private sector roles pay at the lower to mid range.
What experience does a Treasury Director need in UAE?
UAE employers require 15–20 years of relevant experience for Treasury Director positions. Candidates with professional qualifications (IWFM, NEBOSH, RICS, or equivalent) and UAE or GCC market experience are preferred.
How does RFS recruit Treasury Directors?
RFS sources Treasury Director candidates from its UAE facilities management network. A shortlist of 3 to 5 pre-screened candidates is delivered within 48 to 72 hours. The retained search fee is 15 to 18 percent of first-year total compensation.
What a Treasury Director does in UAE
A Treasury Director in UAE leads the treasury function for a bank, corporate, or investment company, managing liquidity, foreign exchange, investment portfolios, and capital markets activities in compliance with UAE Central Bank regulations and CBUAE liquidity coverage requirements. You report to the CFO and own the organisation’s short-term and long-term funding strategy across UAE and GCC operations.
Key responsibilities
- Manage daily liquidity and fund transfer pricing for the organisation’s UAE operations
- Lead FX risk management including hedging strategies using forwards, options, and swaps in UAE markets
- Manage the investment portfolio including UAE government bonds, sukuk, and CBUAE-approved securities
- Oversee UAE Central Bank LCR and NSFR liquidity ratio compliance and daily reporting
- Manage banking and counterparty relationships for money market lines and FX dealing
- Lead capital markets transactions including sukuk issuance, syndicated loans, and commercial paper
- Manage intercompany funding and cash pooling structures for UAE and GCC subsidiaries
- Present treasury performance, liquidity position, and market risk to the CFO and ALCO monthly
- Lead the ALCO secretariat and own the asset and liability management framework
- Ensure compliance with UAE Central Bank foreign exchange and money market regulations
Qualifications required
- Bachelor’s or Master’s degree in finance, economics, or mathematics
- ACI Dealing Certificate or CFA preferred
- 12 to 18 years treasury experience with at least 4 years as Treasury Director in a UAE-regulated institution
- Deep knowledge of UAE Central Bank liquidity regulations (LCR, NSFR) and FX market rules
- UAE AED and GCC currency FX trading experience
- Sukuk and Islamic treasury product knowledge preferred for UAE and GCC banking roles
- Arabic language skills preferred for UAE Central Bank and AED market counterparty engagement
- ALCO governance and interest rate risk management experience
Treasury Director salary by employer type in UAE
| Employer type | Annual salary (AED) |
|---|---|
| UAE national bank (Emirates NBD, FAB, ADCB) | 600,000–1,050,000 |
| International bank DIFC UAE treasury hub | 650,000–1,150,000 |
| Islamic bank (DIB, ADIB, Sharjah Islamic) | 550,000–980,000 |
| Large corporate UAE treasury (airline, developer, SOE) | 500,000–900,000 |
Contract terms for this role in UAE
Treasury Director roles carry 60 to 90 day notice periods in UAE. Federal Decree-Law No. 33 of 2021 governs end-of-service gratuity at 21 days basic salary per year for the first five years.
Hire a Treasury Director in UAE or Saudi Arabia
RFS delivers a shortlist of pre-screened Treasury Director candidates in 48 to 72 hours. Retained search fee: 15 to 18 percent of first-year total compensation. 6-month replacement guarantee.
recruitment agency Dubai UAE
Emiratisation recruitment agency UAE
UAE salary guide 2025
talk to a recruiter Dubai
Treasury Director Salary by Emirate — UAE 2025
| Emirate | Salary Range (AED/month) | vs Dubai | Key Employers |
|---|---|---|---|
| Dubai | AED 25,000 – 42,000 | Base | Large corporates, listed companies, DIFC banks |
| Abu Dhabi | AED 27,000 – 45,000 | +5–8% | ADNOC group, sovereign entities, ADGM banks |
| Sharjah | AED 22,000 – 37,000 | -10–15% | Industrial conglomerates, large family businesses |
Source: Michael Page UAE Salary Guide 2026, Indeed UAE 2025. All figures tax-free.
Sector note: CTP holders command premium. EIBOR knowledge and UAE FX regulation awareness highly valued.
UAE Market Data — Treasury Director 2025
Salary Range (AED/month)
AED 25,000 – 42,000
Tax-free. Source: Michael Page UAE 2026, Indeed UAE 2025
Seniority Level
Director
Required Certifications (UAE Market)
CTP / ACT preferred. CFA valued.
UAE-Specific Regulatory Skills
UAE FX regulations (CBUAE), liquidity coverage ratio reporting, WPS salary processing oversight, EIBOR rate benchmarks.
Hire This Role with RFS HR Consultancy
RFS HR Consultancy places treasury director professionals across Dubai, Abu Dhabi, and the wider UAE and GCC. View our finance and banking recruitment agency Dubai or check the finance salary guide UAE 2025.
Other Banking and Finance Role Guides
Related Director & Senior Finance Roles